Wholesale Loan Purchase Program

Increase your financial institution's liquidity and reduce risk.

Banks, credit unions, and qualified mortgage professionals can sell their owner-occupied SBA 504 and commercial first mortgages on the secondary market to meet more of their clients' borrowing needs and earn income along the way.*

Loan Amounts:

$500,000 to $10 million

Credit Eligibility:

660 average minimum FICO score, minimum DSCR of 1.20x

Owner-User Property Types:

Industrial, office, medical office, office/warehouse, retail, and select special-use properties


25/25 or 10/30 for general- or special-use collateral

Prepayment Penalty:

5,4,3,2,1 or flat 5 for 5

* All loans subject to The Bancorp approval.