Increase your financial institution's liquidity and reduce risk.
Banks, credit unions, and qualified mortgage professionals can sell their owner-occupied SBA 504 and commercial first mortgages on the secondary market to meet more of their clients' borrowing needs and earn income along the way.*
Loan Amounts:
$500,000 to $10 million
Credit Eligibility:
660 average minimum FICO score, minimum DSCR of 1.20x
Owner-User Property Types:
Industrial, office, medical office, office/warehouse, retail, and select special-use properties
Terms:
25/25 or 10/30 for general- or special-use collateral
Prepayment Penalty:
5,4,3,2,1 or flat 5 for 5
* All loans subject to The Bancorp approval.
